
We help small vending and micro market businesses to purchase unattended retail equipment by offering convenient financing options through equipment dealers.
ACP Finance was founded to make unattended retail equipment purchases possible for small business owners.
Three long-time friends and industry experts saw a need going unfilled at the intersection of their three distinct but interrelated fields – refrigeration and vending equipment, retail finance, entrepreneurship – and thus, ACP was born.
Our Team
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Andy Irvin
Vending Equipment Industry
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Chris Shuler
Retail Finance Industry
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Pierce "PT" Waldrep
Veteran Entrepreneur

ACP for Equipment Vendors
We provide financing through equipment vendors, helping you make the sale while keeping the process quick and convenient for your customers.
From 2012 to 2018, micromarket locations increased an average of 14.9% annually to 25,338 in 2018

ACP for Business Owners
Whether it’s a vending machine for an office building or a fleet of refrigerators for a micro-market, ACP is here to help make the equipment a reality.